Whether you’re facing significant decisions, questions, or concerns about a family member, finances, or future arrangements in Annapolis—Hammond and Associates can help. Elder law can be confusing, which is why you can benefit from an attorney with the ability to understand every aspect of your legal situation. Our elder law attorneys have experience assisting Southern Maryland individuals and families with help and guidance throughout the entire legal process.
Your future in is your hands—it’s time to reach out to an experienced elder law attorney representing residents of Annapolis. Contact us online or call Hammond and Associates today at 301-861-4555!
What Is Elder Law?
Elder law attorneys are advocates for both the elderly and their loved ones. Elder law covers an array of legal matters that affect the elderly and disabled. This can include issues relating to health care, advance directives, estate planning, Medicaid, long-term care planning, and guardianship.
At Hammond and Associates, we understand there are physical and mental difficulties that often accompany the aging process. We strive to make the aging process as seamless as possible by providing elder law planning, counseling, and education for our Annapolis clients.
An elder law attorney can assist you and your loved ones with:
- Creating a power of attorney
- Wills and estate planning
- Long term health care options
- Financial planning
- Appointing a legal guardian
- And more!
It’s never too soon to start planning for your future. Contact the attorneys at Hammond and Associates for assistance to legally protect your loved ones in Annapolis!
Annapolis Nursing Home Assistance With Medicaid
Nursing home care is expensive and it is not covered by Medicare. If you run out of money, it can sometimes be paid for by Medicaid. According to the U.S. Department of Health and Human Services, “70% of people turning age 65 can expect to use some form of long-term care during their lives.” So, based on this statistic, for a married couple turning 65, the chance that at least one partner will need long term care at some point is 91%.
Many seniors in Maryland aren’t aware that they could qualify for Medicaid, which is a dual federal and state program that aids older and/or disabled people in obtaining government assistance for a multitude of needs ranging from assisted living facilities and nursing homes to end-of-life care.
Along with qualifying for Medicaid benefits, Medicaid planning seeks to accomplish the following goals:
- Sheltering your countable assets
- Preserving assets for your loved ones
- Providing for your healthy spouse
Unfortunately the cost of long term care can be prohibitive for most Maryland residents. According to a Genworth 2013 Cost of Care Survey, the median cost of nursing home care in a private room in Bethesda is $108,770 annually. At this rate, paying for long term care out of pocket can cause substantial financial hardship for many individuals and families. With Medicaid, the weight is lifted off your shoulders and allows you or a loved one to receive the care they may need.
Guardianship in Annapolis
As your loved ones age, you may notice that they cannot care for themselves or make necessary decisions. If a person is unable to make everyday decisions because of a disease or other disabling condition, they could benefit from guardianship. But what is adult guardianship? It’s a legal proceeding in which a petitioner, usually a family member or close friend, asks the court to find that a person is unable to manage their own affairs effectively because of a disability. The court then appoints someone to act for that person and make decisions affecting their person, their property, or both.
The best way to avoid a need for guardianship is to prepare advance directives. Unfortunately, many Annapolis residents never get around to doing this, and guardianship becomes a necessity. Elder law attorneys can assist families and the elderly in Maryland who find themselves in this situation.
Types of Guardianship
A person can be appointed by the court as a guardian of the person, a guardian of the property, or both. These roles can be held by one individual, or there can be two guardians, one of the property and one for the person. A guardian of the person makes decisions about a person’s medical care, housing, food, clothing, and other subjects that affect the person. In contrast, a guardian of the property typically makes decisions about a person’s money, income, property of any kind, stocks and bonds, and other financial matters.
Hammond and Associates can help you throughout the guardianship process in Annapolis, MD—call us at 301-861-4555!
Elder Law Attorneys Representing Annapolis Families
Reach out to the elder law attorneys at Hammond and Associates to guard your family against unexpected crises. When a catastrophic illness occurs, many Maryland residents become overwhelmed. With advanced planning, you and your loved ones can minimize the stress brought on from a traumatic event. Whether you or a loved one need legal assistance for elder law, estate planning, Medicaid, or any related service, Hammond and Associates is more than happy to help. Our attorneys have experience representing elder law clients throughout the Annapolis area.
Our principal office is located in Bethesda, but for the convenience of our clients, we can arrange for conference rooms for client meetings elsewhere. If you live outside of the Bethesda area and would like to meet with Hammond and Associates, we can set up a meeting in the following locations: Rockville, Gaithersburg, Germantown, Fulton, Bowie, Columbia, Frederick, National Harbor, Annapolis, Pikesville, Owings Mills, Towson, and Hunt Valley.
Contact us online or call us at 301-861-4555 and we can discuss how our elder law attorneys can provide assistance with elder law proceedings. We want to help you protect your loved ones in Maryland, including Annapolis!